What Is a Hard Money Loan?

A hard money loan is a short-term loan secured by real estate. These loans are ideal for investors who need fast financing without the lengthy approval process of traditional banks. Whether you’re purchasing a fix-and-flip property, funding a construction project, or securing a bridge loan, hard money lending provides a practical solution to meet your needs.

Benefits of Hard Money Loans

• Fast Approvals & Funding – Unlike banks that take weeks or months, hard money loans can be approved and funded in days.
• Flexible Terms – Loan terms are more adaptable, allowing for creative financing solutions tailored to your investment goals.
• Credit History Not a Barrier – Since loans are based on property value, borrowers with less-than-perfect credit can still qualify.
• Ideal for Fix-and-Flip Projects – Investors can secure funding quickly to purchase, renovate, and sell properties for profit.
• Short-Term Solutions – Hard money loans are designed for short durations, typically 6 months to a few years, making them ideal for quick real estate transactions.

Who Can Benefit from Hard Money Loans?

Hard money loans are an excellent option for:

• Real estate investors looking to acquire properties quickly
• House flippers needing funds for renovations
• Commercial property buyers seeking bridge financing
• Self-employed borrowers with non-traditional income
• Landlords looking to expand their rental portfolios

Why Choose Edge Home Finance for Hard Money Lending in Tulsa?

At Edge Home Finance, we understand that every investment is unique, and our team works diligently to provide customized loan solutions that align with your goals. We prioritize speed, transparency, and customer service, ensuring you get the funding you need when you need it.

If you’re in Tulsa and looking for a reliable hard money lender, contact Edge Home Finance today to discuss your options and get started on your next real estate investment!